Everything you need to know about
Wealthconomy.
Find answers to common questions about our platform, security, and portfolios.
Wealthconomy is a structured wealth ecosystem that combines automated savings portfolios (WealthFix, WealthGroup, WealthGoal and more) with financial education through WiseUp. It is built specifically for modern professionals who want discipline without the willpower tax.
Yes. Funds are held with licensed partner institutions, secured with bank-grade encryption, and every portfolio is governed by transparent on-platform rules. You can withdraw eligible balances at any time according to each portfolio's terms.
Each portfolio routes funds into different yield strategies. Fixed-term locks (WealthFix) earn the highest rates because capital is committed, while flexible wallets (WealthFlex) earn less. Group savings (WealthGroup) use rotational mechanics inspired by Ajo / Esusu.
Creating an account is free. You only pay small, transparent service fees on specific actions like early withdrawals or premium WiseUp content, never on your principal or your earned interest.
Absolutely. Wealthconomy connects to your everyday bank account so you can automate transfers in and out without changing where you get paid.
Nothing punitive. Your schedule pauses and we send a gentle nudge. For WealthGroup, our automated accountability system handles fairness so the group is never disadvantaged.
Yes. Wealthconomy partners exclusively with CBN-licensed institutions for fund custody, and all custodial accounts are NDIC-aware in their structuring. We publish our compliance posture in-app.
Six: WealthFlex (flexible), WealthFix (locked terms), WealthGoal (target-based), WealthGroup (digital Ajo), WealthFam (household pots), and WealthFlow (automated rhythm).
WiseUp is our financial literacy hub with lessons on saving, debt, taxes and investing fundamentals. WealthUp is the next step: curated, vetted investment opportunities (real estate, agri, T-bills) you can actually deploy capital into.
WealthFlex and WealthFlow are designed for maximum flexibility. You can withdraw any time with no fees. WealthFix and WealthGroup have term-based rules clearly stated upfront. Early withdrawals on locked products incur a transparent service fee.
You join or create a cohort. Every member contributes on a fixed cadence. Each round, one member receives the pooled payout, and the order is set fairly at the start. Our defaulter buffer pool ensures the group is never disadvantaged.